My insurance plan says that my exams and certain other procedures are covered 100 percent. Is that true?

That 100 percent usually refers to what the insurance industry allows under a “usual, reasonable and customary” clause, not what your dentist or a dentist in your area charged. A fee schedule of “usual, reasonable and customary” fees is based on your geographic location in the country, not the type of care to help you keep your teeth.

Category: Insurance Questions